Senin, 16 Juni 2014

9 Tips For Happier Living

1. Never Fear and Worry

    
Feelings of fear and worry is our mind that the least productive. Most of the things we worry about or fear never happens. So what are we worried and scared?2. Saving Revenge Never

    
Revenge is the biggest and heaviest burden will be if we keep it in the heart. Will you carry it throughout life? .... I do not think so. Do not waste our energy to hold a grudge, it is definitely of no use. Please use our energy to the things that are positive.3. Focus On The Issues

    
If we have some problems, finish our problems one by one. Do not unthinkable to solve the problem at once because it will make us even more stressful.4th. Do not Bring Your Problems Sleeping

    
The problem is a very bad thing for the health of our sleep. Our subconscious mind is a remarkable thing that can make us nervous and we are not sleeping soundly.5. Issues Other People Do not Take Your To Resolve

    
Helping others who are in trouble is a noble thing, but if we take the largest share to resolve the problems of others that's the biggest mistake. Let the people who solve their own problems with the largest portion.6. Do not Live in the Past

    
May be convenient for us to remember the fun things in the past but do not you fall asleep in it. Concentrate with what is happening at this time, because we would be able to feel a lot of happiness in the moment. I am sure we will have a feeling happier than if we celebrate what is happening today compared with happiness remembering what I'd read in the past.7. Be a Good Listener

    
Probably most people including me :) hard to be a good listener. On the contrary we expect others who listened to us, but actually to learn to listen to other people, we will gain a lot of new things that can be very useful for the happiness of our lives.8. Do not Let Frustration Set and even Disrupt Your Life

    
Have mercy on us more than anything, I mean we should not give up in frustration. Move on. Take positive action and do it consistently.9. Thankful Always

    
Grateful and thankful for all that we get, not only the positive but also a negative thing, because I believe that behind every negative thing that there are good things we can learn.


www.akuinginsukses.com

Characteristic of sharia economics

Not much is mentioned in the Qur'an, and only the fundamental principles alone. For reasons that are very precise, the Qur'an and Sunnah awful lot about how Muslims should behave as producers, consumers and owners of capital, but only a little about the economic system. As disclosed in the above discussion, in Islamic economics should be able to provide greater opportunities to every business. In addition, Islamic economics emphasizes four properties, among others:

   
1.Unity
   
2.Equilibrium
   
3.Free will
    4.
Responsibility Humans as deputy (caliph) of God in the world is not likely to be individualistic, because all the (wealth) in the earth belongs to God alone, and a man is his confidence in the earth. In carrying out economic activities, Islam strongly forbids usury activities, which in terms of language means "excess". In the Qur'an surah Al Baqarah: 275  mentioned that people who eat (take) usury can not stand but as stands one whom possessed by the devil because of (pressure) mad disease. Their circumstances are such that, is because they say (argued), actually buying and selling the same as usury, but Allah has made buying and selling and forbidden usury .


wikipedia.

Islamic and conventional economic differences

The economic crisis is often the case considered is the act of conventional economic system, which puts the system of interest as an instrument provit. In contrast to what is offered Islamic economic system, with provit instruments, namely sharing system.

Islamic economic system is very different from the capitalist economy, socialist or communist. Islamic economics nor be in the middle of the third economic system. Stands in stark contrast with the more individual capitalist, socialist who gives almost all the responsibility to its citizens and communist extremes, the Islamic economic and trade solemn set form that can and can not be traded. Economics in Islam must be able to provide for the welfare of the whole society, providing a sense of justice, togetherness and able to provide greater opportunities for every business


wikipedia.

what is business?

In economics, business is an organization that sells goods or services to consumers or other businesses, to make a profit. Historically the business word of English business, busy from the word which means "busy" in the context of the individual, community, or society. In that sense, busy with activity and profitable work.In capitalist economies, where most businesses are owned by private parties, business formed to make a profit and increase the prosperity of their owners. The owners and operators of a business get rewarded according to the time, effort, or capital they provide. But not all businesses pursuing this advantage, such as business co-operative that aims to improve the welfare of all its members or institutions that aim at improving the welfare of the people. This business model contrasts with the socialistic system, where big businesses are mostly owned by the government, the public, or the union.Etymologically, means business circumstances in which a person or group of people busy doing work that generates profit. The word "business" itself has three uses, depending skupnya - singular use of the word can refer to business entities, namely the unity of the juridical (legal), technical, and economic aims for profit or gain. Wider use may refer to a particular market sector, such as "television business." The most widespread use refers to all activities undertaken by community providers of goods and services. Nevertheless, the definition of "business" right is still a matter of debate to this day.

wikipedia

Rabu, 07 Mei 2014

Indonesia Economic Quarterly, March 2014: Investment in Flux

  • The fourth quarter of 2013 brought welcome signs that Indonesia’s economy is rebalancing in response to previous monetary policy and exchange rate adjustments, which is positive for macroeconomic stability. The overall economic growth rate was broadly unchanged, at 5.7 percent year-on-year, but the composition of growth tilted more towards net exports while fixed investment remained subdued.
  • Indonesia’s current account deficit shrank notably in Q4 2013, reflecting these changes, and also helped by a stabilization in the terms of trade and a temporary increase in mineral exports ahead of the January ban. This has supported Indonesian financial markets and the Rupiah, which has rallied about 7 percent so far in 2014.
  • Fixed investment has moderated significantly and is now subdued by the standards of recent years, and this has driven much of the external balance adjustment. How it now evolves is critical for the growth outlook.
  • GDP growth is expected to moderate somewhat further over 2014, to a still-solid 5.3 percent year-on-year, in the base case, with consumption and investment demand facing headwinds from the ongoing effects on incomes and profits of weaker commodity prices, tighter credit, higher Rupiah-denominated import costs (all compared with recent years), and regulatory uncertainties.
  • Indonesia’s gross external financing needs remain significant, and there is a need to support foreign direct investment, animportant contributor to total investment and a source of foreign currency, which has remained generally solid but shown some signs of plateauing.
    Portfolio investment has had  a strong start to 2014, but can be volatile.
  • The fiscal sector faces pressures from slower revenue growth and high energy subsidy spending, which in combination could push up the 2014 fiscal deficit to 2.6 percent of GDP in the absence of further, needed reforms to broaden the revenue base and limit fuel subsidy costs.
  • The World Bank estimates that the current de jure mineral export ban policy will reduce the net trade balance by USD 12.5 billion and generate a total loss in fiscal revenues (royalties, export taxes and corporate income tax) of USD 6.5 billion in 2014-17, including a USD 5.5 to 6.5 billion drag on the trade balance in 2014. While the quantum remains uncertain, negative impacts of this order from the ban, along with the broader economic issues the policy raises, suggest it is worthwhile to evaluate a wider set of policy options to ensure that Indonesia benefits to the maximum extent possible from its considerable mineral wealth in a socially and environmentally sustainable manner.
  • The World Bank’s forthcoming report, “Indonesia: Avoiding the Trap” argues that Indonesia can achieve shared prosperity, through fast productivity-driven economic growth with inclusiveness, but only by making progress on key structural reforms and implementation.
  • As it continues to urbanize rapidly, Indonesia also faces the challenge of minimizing urban disaster and climate change risks, a task which can be helped through the use of rapid risk diagnostics.
Source ;
http://www.worldbank.org

This is the 20 Most Beautiful Places in Indonesia Tourism

Welcome and visit Indonesia now! There are so many beuatiful places to visit in Indonesia, in addition, Indonesia is the best place to spend your holiday. Here is the list of 20 beautiful places in Indonesia that might interest you.

1. Maluk Beach – Sumbawa – NTB 
 Along the west coast to the southern island of Sumbawa, West Nusa Tenggara Province (NTB), it was amusing, because the scenery on the coast of West Sumbawa Regency is still beautiful.One of the beaches began to be known at this time is Maluk Beach. This beach is so beautiful and enchanting anyone eager to swim and sunbathe when the weather was sunny, the sun radiates its rays and the waves roll in, one after another to the coastline
2. Mount Rinjani, West Nusa Tenggara 
Rinjani has Panaroma that could be considered the best among the mountains in Indonesia.Each year (June-August) are frequently visited by lovers of nature ranging from local residents, until the student nature lovers. Temperatures average around 20 ° C; the lowest 12 ° C. Strong winds are common at peak in August.
3. Komodo Island, East Nusa Tenggara 
Komodo National Park (TN. Komodo) is an area consisting of several islands with sea water. The islands are a wildlife habitat dragons (Varanus komodoensis) is an ancient reptile remains in the earth. Unique natural conditions, there is an extensive savanna lontarnya tree (Borassus flabellifer).
4. Raja Ampat Islands, West Papua
Raja Ampat Islands is an archipelago located in the western province of Papua New Guinea in the West, precisely at the head of birds of Papua. This archipelago is a divers destination-divers who are interested in the beauty of underwater scenery.
5. Ijen, East Java 
Ijen volcano is one tourist attraction in Indonesia. Ijen is a famous tourist attraction, which has been recognized by domestic and foreign tourists for its beautiful nature and charming.
6. Carstensz Peak & Jayawijaya, Papua
Indonesia should take pride in the uniqueness and richness of nature and tradition masayarakatnya. This time, Carstenz Pyramid or what could be called a glorious peak, also in Papua. Carstensz Peak is the highest peak in Australia and Oceania.
7. Mount Anak Krakatau, Sunda Strait 
Krakatau is a volcanic archipelago that are still active and located in the Sunda
Strait between Java and Sumatra islands. This name was ever pinned on a volcanic peak in there that because of the eruption on 26-27 August 1883, then vanished. The explosion is very powerful and the resulting tsunami killed an estimated 36 000 inhabitants.
8. Mount Bromo, East Java 
Mount Bromo volcano is still active and most famous as a tourist attraction in East Java. As a tourism area, Mount Bromo become attractive because of its status as a still active volcano.
9. Kelimutu Lake, NTT
Kelimutu is a volcano located on the island of Flores, East Nusa Tenggara Province, Indonesia.Exact location of this mountain in the Village District Kelimutu strikes, Ende. This mountain has three crater lakes on top.
The lake is Lake known as the Three Colours to have three different colors, namely red, blue and white. Even so, the colors are always changing with the passage of time.
10. Bunaken Marine Park, North Sulawesi 
Bunaken marine park has a 20 point dive (dive spot) with varying depths up to 1344 meters. Of the 20 diving points, 12 points among them diving around Bunaken Island. Twelve point dive is the most frequently visited by divers and lovers of the beauty of the underwater scenery.
11. Lake Toba, North Sumatra 
Lake Toba is a volcanic lake with a length of 100 kilometers and 30 kilometers wide (the largest volcanic lake in the world). In the middle of this lake there is a volcanic island called Samosir Island.
Lake Toba has long been an important tourist destination in addition to Bukit Lawang, North Sumatra and Nias, attracting domestic and foreign tourists.
12. Baluran, East Java 
African Baluran is Indonesia, the National Park is a specific representation of dry forest ecosystems on the island of Java, the type of vegetation consists of savannah, mangrove forest, monsoon forest, beach forest, lower montane forest, swamp forest and evergreen forests throughout the year. Approximately 40 percent of savanna vegetation types dominate Baluran National Park.
13. Dreamland Beach, Bali 
Or better known as Dreamland Dreamland Beach is one of the most beautiful beach in Bali than Kuta beach. The beach is located not far from the Uluwatu on the island is very famous for its beauty. The beauty and cleanliness of the beach adds interest visitors, not only from domestic but also foreign tourists.
14. Seven Lakes Mountain, Jambi
Kerinci be proud of the existence of the Seven Lakes Mountain which is the highest lake in Southeast Asia. And also there are several other small lakes with a unique natural beauty. Lake grouse with pristine nature gives a different touch.
15. Green Canyon, West Java 
Green Canyon save a tremendous charm. The combination of rivers, green valleys, protected forest, and various stalactite-stalagmite. Beauty wrapped in silence, like a hidden paradise.Green Canyon were developed in 1989.
16. Lake Sentani, Papua 
Sentani Lake below the slopes of Mount Cycloops which extends between Jayapura and Jayapura regency, Papua. Sentani Lake Landscape with a group of islands in the middle is the prettiest one in Indonesia.
17. Goa Gong, East Java
Goa Gong claimed to be the most beautiful caves in Southeast Asia. Inside this cave you can see various kinds of rock ridge (stalactite / stalagmite) are very interesting and the occurrence of a natural process.
18. Bantimurung Karst Mountains, South Sulawesi
Bantimurung National Park has the most beautiful natural scenery. Because in this park, there are sources of water that never dry. So that various types of plants can survive in the long dry season.
19. Belitung Island, Bangka Belitung 
Island beautiful, unique scenery and white sand beaches decorated with original granite stones which artistic and crystal-clear sea water, surrounded by hundreds of small islands.
20. Derawan Island, East Kalimantan 
In the surrounding waters have marine park and is renowned as a tourist submarine (diving) with a depth of about five meters. On a rock at a depth of ten meters, there is now known as “Trigger Blue Wall”.

Source:
http://justkardoman.wordpress.com/2012/05/03/this-is-the-20-most-beautiful-places-in-indonesia-tourism/

SKILL BERBAHASA INGGRIS DI ERA GLOBALISASI

KELAS           : 4EA01

KELOMPOK :

ARGEN PURNAREZKA  -  11210014
ADE BAGUS SAPUTRA - 19210098
PUTRA MAULANA SANDRI  - 15210428
IRFAN FAHMI - 18210889
CIPTA NUGRAHA - 11210602



BAB I 
PENDAHULUAN 

1. Latar Belakang 
 
Mempelajari bahasa inggris adalah sebagai bekal disaat kita semua akan melangkah dalam kehidupan globalisasi. Setiap orang wajib bergelut dalam dunia globalisasi jika ingin berkembang dan tidak berjalan di tempat. Dengan menguasai bahasa inggris seseorang dapat berkomunikasi lebih jauh, sehingga wawasannya dalam teknologi informasi sendiri akan lebih terbuka, dan memiliki kemampuan berkomunikasi menggunakan bahasa inggris adalah salah satu modal besar untuk melangkah dalam dunia dan kemajuan teknologi yang selalu bergerak maju.



Bahasa Inggris merupakan bahasa internasional di dunia, dan sudah menjadi bahasa pengantar No 1 di dunia, jadi mau tidak mau bahasa Inggris harus dikuasai secara aktif baik lisan maupun tulisan. Tidaklah mustahil perkembangan teknologi yang semakin pesat menuntut kita untuk lebih proaktif dalam menanggapi arus informasi global sebagai aset dalam memenuhi kebutuhan pasar.


Sebagai bahasa pergaulan dunia bahasa Inggris bukan hanya sebagai kebutuhan akademis karena penguasaannya hanya terbatas pada aspek pengetahuan bahasa melainkan sebagai media komunikasi global. Di dunia usaha yang makin mengglobal, semakin banyak perusahaan lokal  termasuk perusahaan Indonesia telah masuk ke pasar dunia dan menggunakan bahasa inggris sebagai alat komunikasi utama, dan semakin banyak perusahaan internasional yang masuk ke pasar lokal, penggunaan bahasa Inggris yang menjadi bahasa ”bisnis” makin dirasakan sebagai suatu keharusan. 

Selain itu, terlihat banyak sekali kasus yang kita jumpai dimana seringkali negosiasi gagal karena salah paham dengan calon mitra asing, pekerjaan tertunda karena komunikasi yang terbata-bata dengan klien dari Negara lain atau lamaran kerja di sebuah perusahaan asing ditolak karena kemampuan berbahasa Inggris yang kurang dan kesempatan kerja sama dengan perusahaan kelas internasional batal akibat tidak bisa menyediakan tenaga kerja yang bisa berbahasa Inggris.


BAB II 
PEMBAHASAN


1. Bahasa Inggris di Era Globalisasi

Kemampuan berbahasa inggris masyarakat di Indonesia diakui masih sangat minim. Menurut penelitian yang diadakan dari tahun 2007-2009 yang diadakan oleh sebuah lembaga dapat disimpulkan berbahasa inggris masyarakat Indonesia menduduki peringkat ke-34 dari 44 negara yang memiliki bahasa ibu selain bahasa inggris. Indonesia masih kalah jauh dengan negara tetangga Malaysia yang menduduki peringkat ke-9. Banyak alasan yang dikeluhkan oleh masyarakat Indonesia dalam belajar bahasa inggris, seperti sulit dipelajari atau terlalu rumit, merasa bahasa inggris itu tidak terlalu penting, atau bagi orang yang sudah tua sudah terlambat untuk belajar bahasa inggris. Padahal bahasa inggris adalah bahasa yang sangatlah penting dan harus dikuasai oleh masyarakat dan tidak pandang usia, terutama bagi orang-orang yang sedang mencari pekerjaan atau pun yang sudah punya pekerjaan.

Banyak perusahaan besar maupun kecil atau lembaga-lembaga pemerintahan yang menuntut seseorang untuk mahir berbahasa inggris. Di iklan-iklan lamaran pekerjaan pun banyak yang mencantumkan para pelamar menguasai bahasa inggris. Bahasa inggris harus sangat dikuasai karena bahasa inggris adalah bahasa pergaulan dunia atau bahasa internasional. Bahasa ini digunakan untuk berkomunikasi dan berinteraksi dalam pertukaran IPTEK dan kerja sama dalam dunia bisnis dengan para pengusaha dari negara lain. Kesempatan kerja bagi seseorang yang menguasai bahasa inggris sangatlah terbuka lebar diterima kerja di perusahaan atau lembaga-lembaga swasta atau pemerintahan. Dapat dipastikan pula dapat mendapatkan posisi yang bagus di perusahaan atau lembaga tersebut. Tanpa bahasa inggris sulit bagi seseorang dalam memperoleh pekerjaan yang bagus. 

Lambat laun Negara Indonesia akan menggunakan system seperti negara maju lainnya, yaitu pasar global yaitu dimana seluruh orang di berbagai Negara dapat bekerja di Indonesia tanpa memandang profesi, Pada zaman globalisasi, mampu dan mahir menguasai bahasa inggris merupakan nilai plus karena disetiap perusahaan persyaratan yang harus dimiliki seseorang pekerja atau karyawan apalagi jika perusahaan tersebut berskala internasional. Kesadaran pentinganya berbahasa inggris baru disadari seseorang setelah mencari info beasiswa atau mencari pekerja yang membutuhkan kemampuan berbahasa inggris baik lisan maupun tulisan. oleh karena itu banyak orang yang mengasah kemampuan berbahasa inggris sejak kecil. Salah satu persyaratan yang harus dimiliki seseorang untuk mendapatkan pekerjaan berskala internasional maupun mendapatkan beasiswa luar negri harus mengada test TOEFL. Test TOEFL digunakan untuk mengetahui seberapa mahir seseorang dalam menguasai bahasa ingris. Minimal pesyaratan nilai TOEFL yang harus dicapai seseorang adalah 550
  
Di Negara Indonesia masih banyak yang memiliki persepsi bahwa bahasa inggris itu sulit, oleh karena itu generasi muda masih banyak yang enggan belajar bahasa inggris. Beberapa hal yang harus diperhatikan seseorang untuk memudahkan mempelajari bahasa inggris, diantaranya :
1.    Mengenali bahasa inggris
2.    Mulai menyukai bahasa inggris
3.   Mendengarkan, membaca dan menonton film yang mengunakan bahasa inggris, karena    apabila seseorang terbiasa mendengarkan kata kata yan mengunakan bahasa inggris maka otak kita akan otomatis merekam bahasa inggris yang pernah kita dengarkan tersebut.
4.    Berani mengekspresikan diri mengunakan bahasa Inggris

BAB III
KESIMPULAN

Bahasa Inggris merupakan bahasa yang digunakan oleh seluruh dunia, maka perlu bagi kita semua untuk mempelajarinya dan terbiasa untuk berbahasa Inggris. Dalam dunia modern yang penuh dengan tantangan dan persaingan yang super ketat ini, setiap orang disarankan tidak hanya memiliki tingkat pendidikan yang tinggi, namun juga dituntut ketrampilan khusus yang lazim kita sebut ‘skill’. Salah satu ’skill’ yang paling dibutuhkan saat ini adalah Bahasa Inggris. Bahasa Inggris merupakan bahasa global, maka bagi mereka yang ingin selangkah lebih maju dari orang pada umumnya, perlu bahkan harus menguasai Bahasa Inggris.
 

sumber : 
http://www.kampunginggrisunicef.com/2013/12/pentingnya-bahasa-inggris-di-dunia.html
http://aryani0194.blogspot.com/2012/10/pentingnya-bahasa-inggris-di-era_9.html
http://manado.tribunnews.com/2012/06/25/pentingnya-berbahasa-inggris-di-era-globalisasi